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Motor Vehicle Legal Terms The laws that govern motor vehicles vary widely from one state to the next. In general the law assumes the vehicle is operating with the permission of the owner. The mortality rates are affected by laws that increase penalties or make revocation automatic or specifically target social hosts. All of these measures, such as mandatory education, alcohol treatment, and interlock devices, have only a little effect. Legal Definitions The laws governing motor vehicle legal terms are formulated and determined at the state level. The various definitions that are used for matters pertaining to national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly for administrative purposes, and do not apply to states that are determining their own registration classifications. The classifications of a vehicle determine if a motorist requires an additional license to operate certain types vehicles. These state laws define the terms “automobile,” “light truck” and other. As an example light truck, it's any motor vehicle that has a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. This includes any vehicle or combination that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers. A wheel chair conveyance is a vehicle with wheels, typically used by persons who, due to physical disability are unable to move around as pedestrians. Mopeds are motor vehicle with no more than three wheels that come into contact with the ground. It operates at a speed not more than 35 miles per hour. A pedicab is a motorized vehicle driven by an operator sitting on it. A person who holds the legal title to a car is called its owner. Traffic Laws Typically, each state has its own set of motor vehicle laws that deal with everything from the registration process to insurance requirements. The laws also deal with the kinds of vehicles that are protected by law. While some of these laws are similar across states, some are very different. For instance, there are laws that limit the number of people one can carry in a pedicab. There are laws that prohibit reckless driving on certain kinds of roads, like parking areas. Someone who operates a motor vehicle that is in contravention of these laws could be fined and punished for doing so. The penalties range from being able to have your driver's license suspended and being required to attend traffic school. The law that governs speed limits on roads is among the most important laws that a state has. In New York, for example it stipulates that the speed limit for commercial vehicle is the same as for an automobile. The law also defines the definition of a “motor vehicle.” This covers every description of carriage or other device that is driven by mechanical power and is used on a public highway for the transportation of persons or property, or for any other commercial use. The law does not apply to trailers, coaches and semitrailers, all-terrain and snowmobile vehicles and motorized mobility assist devices for people with disabilities and self-propelled corn, as well as harvesting machines for hay. motor vehicle accident lawyer los angeles is a contract between the insured and the insurer that protects against financial losses arising from the liability for bodily injury, death, property damage to a third party arising out of the ownership, operation, maintenance or use of a covered vehicle. It can also provide protection against physical damage to the insured vehicle itself. It must contain the address and name of the insured named the policy, the coverage provided by the policy, as well as the premium charged therefor, the period of the policy's effectiveness, and the limits of liability. It must also contain an endorsement or agreement stating that the insurance coverage is in line with the coverage that is specifically outlined for bodily injury, death or property damage. The language of the motor vehicle policy could be confusing for the average person, and Duncanville law firms often recommend that an individual review the policy sample to fully understand the terms. One of the most frequent confusions is the definition of “motor vehicle”. This phrase is found in numerous statutes that govern the registration of vehicles as well as financial responsibility laws. Some examples of coverage provided under a motor vehicle policy include commercial auto insurance for vehicles used in connection with business, commercial establishments, work or occupations that are conducted for profit; automobile liability insurance which includes MP and PIP; and uninsured and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this type of insurance. Permissible Use If you are not the named insured or family member drives your vehicle and is involved in getting involved in an accident, it's important to understand how insurance coverage works in these circumstances. This concept is known as permissive use. The specific terms of your policy can vary however, generally speaking, all major car insurance companies provide this type of insurance. However, it is crucial to note that the person driving your car must have your permission for you to be held responsible for any damages. Permission can be express or implied and does not always have to be written. In determining if there is an implied permission, courts look at the relationship between the parties, their previous behavior and use of the vehicle; as well as the circumstances surrounding the specific driving event that is in question. A court will also consider if any restrictions were placed on the scope of permissive use and if even one minor deviation from time, place, and usage restrictions of the original permission would violate the restrictions. Remember that adding a driver to your car insurance is likely to result in your premium going up, as it makes the vehicle more risky to insure. It is important to carefully evaluate your options prior to lending out your vehicle to other people. If you are unsure about whether to add someone to your policy or not, get in touch with Jerry to discuss the specifics of your insurance policy and get an estimate for free.